1. Home
  2. Licensing

Licensing and disclosures

Licensed mortgage lending in six Mountain West states. Verify us any time through NMLS Consumer Access.

Summit Ridge Mortgage

Company NMLS ID
NMLS #XXXXXXX
Headquarters
222 S Main St, Suite 1400, Salt Lake City, UT 84101

States served

StateLicenseRegulator
UTUtahMortgage Entity License #XXXXXXXUtah Division of Real Estate
IDIdahoMortgage Broker/Lender License #MBL-XXXXXIdaho Department of Finance
NVNevadaMortgage Company License #XXXXXNevada Division of Mortgage Lending
AZArizonaMortgage Banker License #XXXXXXXArizona Department of Insurance and Financial Institutions
COColoradoMortgage Company Registration #XXXXXXXColorado Division of Real Estate
WYWyomingMortgage Lender/Broker License #XXXXXWyoming Division of Banking

Swipe to see the full table

Every identifier on this site is written as an obvious placeholder (XXXXXXX) rather than a plausible-looking number, because a demonstration website must not be mistaken for a genuine NMLS registration. The real company and originator NMLS IDs, and each state licence number, are the lender's to supply before launch.

Consumer disclosures

Equal Housing Opportunity

Summit Ridge Mortgage does business in accordance with the Federal Fair Housing Act and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, familial status, marital status, age, or because all or part of an applicant's income derives from any public assistance program.

Rates and terms

Rates, APRs, payments and program terms shown on this website are samples for illustration only. They are not a commitment to lend or an offer to extend credit. All loans are subject to credit approval, property appraisal, underwriting guidelines and market conditions at the time of rate lock.

Pre-qualification

Pre-qualification is based on information you provide and a soft credit inquiry. It is not a loan approval. A pre-approval requires verification of income, assets and credit.

Reverse mortgages

A reverse mortgage is a loan that must be repaid when the last borrower no longer occupies the home as a principal residence. Borrowers must continue to pay property taxes, homeowners insurance and HOA dues, and maintain the property. Counseling by a HUD-approved agency is required.

Complaints

If you have a complaint, contact our compliance department at compliance@summitridgemortgage.demo or by mail at our headquarters. You may also contact the regulator in your state listed above or the Consumer Financial Protection Bureau.

Know your numbers before you shop

Pre-qualify in about 6 minutes with a soft credit check. No impact to your score and no obligation.

4.9 from 1,284 reviews · NMLS #XXXXXXX

Cookie preferences

Choose which cookies you allow. You can change this at any time from the link in the footer.