4.9 stars from 1,284 Utah borrowers

• First-time buyer

  Ana Lucia sent us a one-page budget before we toured a single house. We closed in 19 days with no surprises at the table.

  KaKaylee and Brandon S.Herriman, UT · August 2026

• FHA

  Two other lenders told me to wait a year. Summit Ridge showed me how to get to 600 and I bought in four months.

  LNLuis NavarroWest Valley City, UT · July 2026

• VA

  Daniel handled my COE, my PCS dates and my wife's signing from Germany. Zero down and zero stress.

  SRSgt. Renee HollowayLayton, UT · July 2026

• Refinance

  The break-even month was on page one. Refinanced, dropped PMI and now pay $231 less every month.

  PRPriya RamanLehi, UT · June 2026

• HELOC

  Kept our 3.1% mortgage and finished the basement with a HELOC. Grace was honest that cash-out would cost more.

  TaTom and Mele VaipuluProvo, UT · June 2026

• Jumbo

  Self-employed with K-1 income and a tight close date. Jordan had a fully underwritten approval in 6 days.

  HOHeather OlsenPark City, UT · May 2026

• Reverse mortgage

  Imani met with us and our kids twice before we applied. We understood every page, which is rare.

  DaDale and Carol JensenSt. George, UT · May 2026

• Conventional

  Rates were competitive and the portal made uploads easy. Appraisal took a week longer than planned but they kept us posted.

  MOMarcus OyelaranSugar House, SLC · April 2026

• USDA

  I did not know my address qualified for USDA. Nothing down on a house with a yard and a mountain view.

  ETEmily TranOgden, UT · April 2026

• Cash-out refinance

  Paid off $38,000 in credit cards and a truck loan. One payment now, and they showed the 5 year math first.

  JMJake MorrisonDraper, UT · March 2026

• First-time buyer

  Spanish-speaking loan officer, Utah Housing assistance and a text reply at 9pm on a Sunday. Grateful.

  SCSofia CastellanosMillcreek, UT · March 2026

• Conventional

  Builder lender pushed hard but Wyatt beat their fees by $3,400 and matched the extended lock.

  RWRyan WhitfieldEagle Mountain, UT · February 2026

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